About American Income Life

American Income Life Insurance Company (AIL) is one of the largest providers of supplemental insurance coverage to labor unions, credit unions, and associations.

What sets AIL apart from other insurance Companies? Besides our rapid growth and expansion, superior industry ratings, outstanding compensation package - we make a difference in people's lives! Our life insurance protects the lives of hardworking people internationally.

American Income Life gives you the opportunity to earn as much as you desire. At AIL you can learn how to recruit, train, develop, and manage others. We can also teach you how to build an Agency or expand your operation to other states. If you find yourself in a job without the compensation to match your ability or without the flexible schedule you desire, AIL might be the solution to your dilemma. With a wealth of ambition comes a wealth of earning potential!

Working With American Income Life

Discover Your Opportunity Unlimited.

Are you looking to carve out a "piece of the pie" that is your very own? At American Income Life Insurance Company, our unique Company culture allows you to build your dreams one goal at a time. AIL Representatives journey up the ladder of success as far as they wish. It's what we like to call Opportunity Unlimited!

Frequently asked questions

Will AIL really show me the money?

AIL offers one of the most lucrative compensation packages available in the life insurance market. Insurance sales is the only sales career where you can earn residual income. How would you like to be paid over and over again, year after year for selling a product?

How does the renewal system work?

Every time you make a sale, or as a Manager, one of your Producers makes a sale, a percentage of the premium paid on the policy each month is credited to you. After you make the initial sale, you will receive this renewal, based on the vesting provisions of the contract, month in and month out as long as the policyholder continues to pay their premium. With every sale your monthly renewals will increase!

Only at American Income, will you find a lifetime vested renewal system that begins from your very first sale, providing you and your family financial security for many years to come!

Can I find a purposeful career in insurance sales?

Most people like helping others. With an AIL sales career, you will help protect the lives of hardworking people. Our affordable supplemental life insurance can mean the difference of someone losing or keeping their home, having enough money to bury a loved one who died unexpectedly, or sending the first person in their family to college. The first time you deliver a claim check, it will click that you have found a truly rewarding career. To learn more about a career with AIL click here.

What are the advancement opportunities with American Income Life?

Cliché but true. The sky is the limit. Opportunity Unlimited is what you will find in an American Income Life insurance career. Our President and CEO started as an Agent. You can go as far as you want to go with American Income Life as long as you are willing to do the work.

No sales experience? No insurance knowledge? No problem.

Passionate. Competitive. Motivated. Dependable. Hardworking. Adaptable. Flexible. Trainable. If these adjectives describe you, the perfect sales career awaits. At American Income Life you will find people of all backgrounds and levels of education. Lawyers, high school graduates, stay-at-home moms, professional athletes. American Income Life provides training and sales tools to help you be successful.

What do I wear to my AIL interview?

Dress professionally (business attire).

What should I bring to an interview?

A great attitude and at least two copies of your resume.

What sort of questions can I expect during the interview?

Questions will be based on your past work experience, career objectives, and work ethic. You should plan on spending one to two hours with us on the day of your interview.

Who will interview me?

Someone on the local State General Agent Management Team will conduct the interview.

How should I prepare for an interview?

Review your resume, and come up with questions for the interviewer. Make sure you are on time.

What qualities are interviewers looking for?

American Income Life is looking for talented, motivated individuals with a great attitude. If you are looking for a career and not just a job, then American Income Life is the Company for you. If you are a self-starter who is goal oriented and looking for a long-term career, then we want to talk to you!

Students and Graduates

College Recruiting

At American Income Life Insurance Company, we pride ourselves in our ability to recruit top college students who embrace our unique culture. We specifically seek candidates who believe excellence is a personal commitment, possess confidence to overcome obstacles, and embody a competitive spirit.

AIL positions college recruits to build lasting careers in a demanding environment. Rather than trying to match you to a preset occupation description, we find the right talent first and then offer opportunities that best match individual abilities and interests.

College graduates are also sought for our Manager in Training position, which gives them experience in marketing, sales, sales management, operations, and management in general.

On Campus Events

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Career fairs

Typically sponsored by the host school, these informal events are designed to allow students to meet AIL recruiters and explore career options within the Company.

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Information sessions

American Income Life sponsors these on-campus presentations, designed to help educate students about the Company and its career opportunities.

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On-campus interviews allow students to personally share their qualifications with an AIL recruiter and get started on a potential career with AIL.

Meet Our People

The following videos are the stories of real AIL representatives. They describe how they found success through a sales career with American Income Life, and invite others to explore the possibilities the Company offers. Their stories may be different, but they all found "Opportunity Unlimited" in their AIL journey to success.

Video: Hear from AIL Representative Simon Arias
Simon Arias
Simon Arias recounts joining American Income Life Insurance Company (AIL), and speaks of the financial, career, and life opportunities AIL has brought him during his first few years with the Company.
Video: Hear from AIL Representative Rick Altig
Rick Altig
When Mr. Rick Altig joined American Income Life Insurance Company 29 years ago, he was enthusiastic about the opportunities before him. But now he says the chance newcomers have to excel are far greater today than when he began his journey.
Video: Hear from AIL Representative Imran Satti
Imran Satti
Imran Satti is a State General Agent for American Income Life in Canada. He started with the Company in 2000 with only $500 in his pocket. Satti worked hard as an Agent for American Income Life and advanced to leading his own Offices throughout Canada. Satti is proof that American Income Life offers Opportunity Unlimited to those who dream of earning what they are worth.
Video: Hear from AIL Representative Laura Fisher
Laura Fisher
Armed with an animal science and biology degree from Rutgers University, Laura Fisher is an excellent example that no matter what your background is, American Income Life Insurance Company can give you the tools to succeed.
Video: Hear from AIL Representative Steve Friedlander
Steve Friedlander
Steve Friedlander began his journey with American Income Life Insurance Company 31 years ago in Florida. Through Opportunity Unlimited, Mr. Friedlander worked his way through the career track, learning the foundation of the Company and eventually became the State General Agent of New Zealand.
Video: Hear from AIL Representative Josh Chalom
Josh Chalom
Josh Chalom is a State General Agent with American Income Life in Ontario, Canada. He was recruited to the Company in 1982 and has found success ever since. Hear is story!
Video: Hear from AIL Representative Steve Greer
Steve Greer
Steve Greer is a State General Agent for American Income Life in Texas. After working in the corporate world for five years, Steve began looking for an opportunity to be in business for himself. Learn what he found with AIL.
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